Tips

Revolutionize Your Spring Cleaning

It may be cliché, but spring is when people deep-clean their homes for a reason! Combine warmer weather with that fresh start, new-year-on-the-calendar feeling, and everyone is itching to spruce up their living quarters.
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How to Get Email Replies

It's a major downer to spend time crafting an email, send it off into cyberspace, and then watch the days tick by without a response. You're often left guessing about why they didn't reply. To make sure your next email gets a reply, try out these quick tips:
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Are You Aiming Your Productivity?

Imagine that you're a runner, and you've perfected the ideal running technique for maximum speed. You have the right shoes, the right breathing method, and a refined dietary plan to make sure you're always running at your best. Now imagine you lose the race anyway, because you didn't run towards the finish line.
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Make Any Home Look Spacious with Staging Tricks

Nothing turns off buyers faster than a cramped space. To make it easy for potential buyers to visualize their lives in a new property, it's important that you show them how much space they must work with. Here are five tricks for making a small space appear larger so you don't scare off buyers.
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Should You Drive Clients to Showings?

Every real estate agent has their own answer to the question of whether or not they chauffeur buyers around when showing homes. What used to be an expected nicety has become a matter of preference for both buyers and agents.
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4 Ways to Reduce Monthly Home Expenses

Home ownership is widely regarded as one of the most reliable ways to build personal wealth — but when you add up all the monthly expenses that come with owning a home, sometimes it doesn’t feel that way! If you want to be able to put more into savings or investments, reducing your monthly expenses can free up flex money. Here are a few ways you could be saving when it comes to your home.
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Credit Card Fraud is on the Rise

If you use a credit card, there’s no way to fully protect yourself from credit card fraud. Even worse, fraud has been increasing.
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Home Maintenance You Should Be Doing Monthly

According to NerdWallet, nearly half of homeowners cite unexpected home repairs as a source of anxiety. And no wonder — surprise repairs can be costly, and they also seem to pop up at the worst possible time. Fortunately, there’s something you can do to reduce the chances of those kinds of repairs being necessary: Maintenance!
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WRITING THE PERFECT THANK-YOU NOTE

Writing the Perfect Thank-You Note

The thank-you note is a staple tool for the relationship-focused real estate agent! Not only are they great for strengthening your relationship with current clients, but they can make the difference for good testimonials and even referral business.
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Create a Welcoming Front Door

You put a lot of work into making sure the inside of your house looks lovely — but what about the outside? A welcoming front porch can set a positive tone for anyone who comes to your door and can serve as a great introduction to your home. Here are a few quick, budget-friendly ways to give your front door a makeover.
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Jim Passi - Citiwide Home Loans

Jim Passi
Regional Manager
NMLS# 158000

1121 E. Main Street, Suite 121
St. Charles, IL 60174
Mobile: 847-899-1813
Email: jim.passi@alamedamortgage.com

This testimony is from my

This testimony is from my experience being a first-time home buyer going through the process of purchasing a home with Jim Passi from City Wide home loans. Let me just start off by saying how reliable, courteous, genuine, informational and hardworking Jim Passi is. Jim is not like a lot of other loan officers. My house I purchased for under 160 grand, not a huge real estate deal. From experience with other loan officers they don’t want to deal with a smaller purchase or work on a loan that might be difficult. With our credit score being low and work history not at expectations I was almost positive I would have to wait a year or maybe two years before being approved and close on a house. I definitely had doubts that I would be a home owner, Jim worked hard and stayed in contact with us updating us almost every day of the process, even during evening hours and weekends during the stressful underwriting process. Communication is key and I give Jim a 5-star rating with that. I consider myself an average blue-collar hard-working guy that has experienced hardships during life. Jim was never turned away by the hardships, he was understanding of them and I feel like it made him work even harder to make this process a success.

I just successfully closed on a house with my fiancé. Jim did what I thought was impossible. Again, with our credit score being under 600 and spotty work history it was a difficult process that became a success with a lot of hard work. Jim also got me the best interest rate that was available. He was constantly checking the market and keeping me informed on what was available. He wanted me to take my time and make sure what rate was in our best interest. Jim has a cretin genuine care for his clients and speaking with him so much during this process I know he truly cares and wants to help people. Even after we closed Jim called and congratulated us with excitement. Jim made a dream come true for us that I was sure we would have to wait for. I’m just going to say if he made my dream come true with all the problems I had he can make a lot of others come true for any one in a similar situation. Jim Passi is highly recommended.

Tim A.