Posts

Jun 4 2025

Home & Wealth | June 2025

HOW TO TELL YOU’RE DONE WITH RENTING AND READY TO BUY     Are you ready to make the leap from renter to homeowner? Buying a home may seem more complicated than paying rent once a month. Yes, there’s some work that goes into purchasing a home, but we can make the financing part simpler, […]

Jun 2 2025

Inside Lending | Market Snapshot for the Week of June 02, 2025

    QUOTE OF THE WEEK “The confidence I now have is rooted in the discovery that who I am is okay.”—Dudley Moore, English actor, comedian, musician, and composer   NATIONAL MARKET UPDATE   The Mortgage Bankers Association reported purchase mortgage applications up compared to the week before, with that measure of buyer activity a […]

May 27 2025

Inside Lending | Market Snapshot for the Week of May 27, 2025

    QUOTE OF THE WEEK “Sometimes you lie in bed at night and you don’t have a single thing to worry about. That always worries me!”—Charlie Brown, created by Charles M. Schulz, American cartoonist   NATIONAL MARKET UPDATE   April saw new home sales rocket up 10.9%, the biggest monthly gain in two years. […]

May 22 2025

Power Tools | May 2025

HOW TO PROTECT YOUR BUSINESS’S ONLINE REPUTATION The internet is a place where people talk—a lot—and when they talk about you, you need to be aware. Online information circulates at warp speed, so you need to know about anything negative instantly, to nip it in the bud and protect your brand. But you also want […]

May 19 2025

Inside Lending | Market Snapshot for the Week of May 19, 2025

    QUOTE OF THE WEEK “Do not let what you cannot do interfere with what you can do.”—John Wooden, American basketball coach and player   NATIONAL MARKET UPDATE   The Mortgage Bankers Association reports homebuyers came out in strength for the second week in a row, pushing purchase mortgage applications up for the week, […]

May 19 2025

Chicago Housing Video | April 2025

Here’s your monthly Chicago Housing Stats video, courtesy of The Jim Passi Team at Alameda Mortgage Corp. For all of your home financing needs in Illinois, Wisconsin, Michigan, Indiana, Georgia, Tennessee, or Florida, call The Jim Passi Team today at 847-899-1813! Follow our social media pages for more informational tools!

May 19 2025

Home & Wealth | May 2025

HAZARDOUS HOUSEHOLD MATERIALS MOVERS WON’T TOUCH     Most people do not know that moving companies will refuse to move items that are hazardous. If the containers for such items open or are broken in the van and spill, they pose a danger to the movers, their equipment, and your other belongings. Some materials are […]

May 15 2025

Essential Hacks | May 2025

BUSINESSHOW TO WOW HOME SELLERS AND BUYERS The key to wowing homebuyers is to transform yourself from being a good real estate agent to being an exceptional one. And the key to being exceptional is to be committed to what you do. It starts with one, simple decision—the decision to go all-in on your real […]

May 12 2025

Inside Lending | Market Snapshot for the Week of May 12, 2025

  QUOTE OF THE WEEK “Buy land, they’re not making it anymore.”—Mark Twain, American writer and humorist    NATIONAL MARKET UPDATE   The Mortgage Bankers Association reported purchase mortgage applications rose for the week, up 11% overall, and up 13% for conventional mortgages—“a surprisingly strong move” for people who are “more apt to be move-up […]

May 5 2025

Inside Lending | For the Week of May 5, 2025

    QUOTE OF THE WEEK “You can learn many things from children. How much patience you have, for instance.”—Franklin P. Jones, American writer and humorist    NATIONAL MARKET UPDATE   Pending Homes Sales spiked 6.1% in March, posting the biggest monthly gain since 2023. The National Association of Realtors said this rise in signed […]
Jim Passi - Citiwide Home Loans

Jim Passi
Regional Manager
NMLS# 158000

1121 E. Main Street, Suite 121
St. Charles, IL 60174
Mobile: 847-899-1813
Email: jim.passi@alamedamortgage.com

This testimony is from my

This testimony is from my experience being a first-time home buyer going through the process of purchasing a home with Jim Passi from City Wide home loans. Let me just start off by saying how reliable, courteous, genuine, informational and hardworking Jim Passi is. Jim is not like a lot of other loan officers. My house I purchased for under 160 grand, not a huge real estate deal. From experience with other loan officers they don’t want to deal with a smaller purchase or work on a loan that might be difficult. With our credit score being low and work history not at expectations I was almost positive I would have to wait a year or maybe two years before being approved and close on a house. I definitely had doubts that I would be a home owner, Jim worked hard and stayed in contact with us updating us almost every day of the process, even during evening hours and weekends during the stressful underwriting process. Communication is key and I give Jim a 5-star rating with that. I consider myself an average blue-collar hard-working guy that has experienced hardships during life. Jim was never turned away by the hardships, he was understanding of them and I feel like it made him work even harder to make this process a success.

I just successfully closed on a house with my fiancé. Jim did what I thought was impossible. Again, with our credit score being under 600 and spotty work history it was a difficult process that became a success with a lot of hard work. Jim also got me the best interest rate that was available. He was constantly checking the market and keeping me informed on what was available. He wanted me to take my time and make sure what rate was in our best interest. Jim has a cretin genuine care for his clients and speaking with him so much during this process I know he truly cares and wants to help people. Even after we closed Jim called and congratulated us with excitement. Jim made a dream come true for us that I was sure we would have to wait for. I’m just going to say if he made my dream come true with all the problems I had he can make a lot of others come true for any one in a similar situation. Jim Passi is highly recommended.

Tim A.