Posts

Inside Lending | Market Snapshot for the Week of October 20, 2025

  QUOTE OF THE WEEK “Sometimes you lie in bed at night and you don’t have a single thing to worry about. That always worries me!”—Charlie Brown, Peanuts character created by Charles M. Schultz   NATIONAL MARKET UPDATE   Housing Starts and Building Permits were off in September, as builders focused on completions. Single-family completions […]

Inside Lending | Market Snapshot for the Week of October 13, 2025

    QUOTE OF THE WEEK “Money does not make you happy but it quiets the nerves.”—Sean O’Casey, Irish playwright   NATIONAL MARKET UPDATE   The Mortgage Bankers Association reports, “Purchase activity…continues to show moderate growth on an annual basis,” although it declined for the week by about 1%, while the share of adjustable-rate mortgages […]

Inside Lending | Market Snapshot for the Week of October 6, 2025

    QUOTE OF THE WEEK “If you can keep your head when all about you are losing theirs, it’s just possible you haven’t grasped the situation.”—Jean Kerr, American author and playwright   NATIONAL MARKET UPDATE   The Pending Home Sales measure of signed contracts on existing homes ended the summer strong, up 4% in August […]

Home & Wealth | October 2025

WHAT TO DECLUTTER—AND NOT DECLUTTER—IN YOUR HOME   If you let things pile up, decluttering can be a very tedious task. But don’t try to get rid of it all. There are things you should hold onto, as well as things you don’t really need. Here’s what the organizing pros say you should toss out, […]

Inside Lending | Market Snapshot for the Week of September 29, 2025

  QUOTE OF THE WEEK “Economics is extremely useful as a form of employment for economists.”—John Kenneth Galbraith, Canadian-American economist   NATIONAL MARKET UPDATE  New home sales jumped more than 20% in August, up more than 15% from a year ago. Plus, median sales prices are down more than 10% from their 2022 peak, and […]

Power Tools | September 2025

5 TACTICS TO MAXIMIZE YOUR SOCIAL MEDIA EFFORT Social media platforms have become increasingly effective at landing new business. But getting the most out of social media requires having the right tactics. Here are five things digital marketing experts say are key to a successful social media effort. Choose the appropriate platform. Many social media […]

Essential Hacks | September 2025

BUSINESS TIPS A GUIDE TO REAL ESTATE NETWORKING IRLNothing beats face-to-face contact in real life to make effective connections with prospective clients and referral partners. Here’s how to make the most of those experiences. Overall Strategies Where to MeetThe goal is to get in front of potential buyers, sellers, and people who can refer you. […]

Inside Lending | Market Snapshot for the Week of September 22, 2025

  QUOTE OF THE WEEK “Canadians are very well behaved; they don’t throw their food.”—Calvin Trillin, American journalist, humorist, and poet   NATIONAL MARKET UPDATE   Mortgage applications spiked almost 30% last week, driven by refis, but purchase applications also went up a healthy 12% compared to the prior week and are 20% higher than […]

Chicago Housing Video | August 2025

Here’s your monthly Chicago Housing Stats video, courtesy of The Jim Passi Team at Alameda Mortgage Corp. For all of your home financing needs in Illinois, Wisconsin, Michigan, Indiana, Georgia, Tennessee, or Florida, call The Jim Passi Team today at 847-899-1813! Follow our social media pages for more informational tools!

Home & Wealth | September 2025

A HOME INSPECTION CHECKLIST FOR SELLERS     O.K., you’ve accepted the buyers’ offer, so now, in most cases, they’ll hire a home inspector to check out the house. This generally happens before the lender does an appraisal, because if the buyers made their offer contingent on the inspection, it could uncover a deal-breaker. Here’s […]
Jim Passi - Citiwide Home Loans

Jim Passi
Regional Manager
NMLS# 158000

1121 E. Main Street, Suite 121
St. Charles, IL 60174
Mobile: 847-899-1813
Email: jim.passi@alamedamortgage.com

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Highly recommend using Jim for any mortgage needs!

I was referred to Jim for my mortgage, after another lender had given us a very low approval and overall wasn’t very helpful. He was not only fast, but also thorough in explaining the process through every single step. He answered any questions I had without ever making me feel like I was asking too much. Checked in frequently to make sure I understood where things were in the process, and then continued to check in and provide valuable information even after closing. I can honestly say I might have lost my mind if it weren’t for Jim. Highly recommend using Jim for any mortgage needs!

Jamie M.