General

Inside Lending | Market Snapshot for the Week of October 20, 2025

  QUOTE OF THE WEEK “Sometimes you lie in bed at night and you don’t have a single thing to worry about. That always worries me!”—Charlie Brown, Peanuts character created by Charles M. Schultz   NATIONAL MARKET UPDATE   Housing Starts and Building Permits were off in September, as builders focused on completions. Single-family completions […]

Inside Lending | Market Snapshot for the Week of October 13, 2025

    QUOTE OF THE WEEK “Money does not make you happy but it quiets the nerves.”—Sean O’Casey, Irish playwright   NATIONAL MARKET UPDATE   The Mortgage Bankers Association reports, “Purchase activity…continues to show moderate growth on an annual basis,” although it declined for the week by about 1%, while the share of adjustable-rate mortgages […]

Inside Lending | Market Snapshot for the Week of October 6, 2025

    QUOTE OF THE WEEK “If you can keep your head when all about you are losing theirs, it’s just possible you haven’t grasped the situation.”—Jean Kerr, American author and playwright   NATIONAL MARKET UPDATE   The Pending Home Sales measure of signed contracts on existing homes ended the summer strong, up 4% in August […]

Home & Wealth | October 2025

WHAT TO DECLUTTER—AND NOT DECLUTTER—IN YOUR HOME   If you let things pile up, decluttering can be a very tedious task. But don’t try to get rid of it all. There are things you should hold onto, as well as things you don’t really need. Here’s what the organizing pros say you should toss out, […]

Inside Lending | Market Snapshot for the Week of September 29, 2025

  QUOTE OF THE WEEK “Economics is extremely useful as a form of employment for economists.”—John Kenneth Galbraith, Canadian-American economist   NATIONAL MARKET UPDATE  New home sales jumped more than 20% in August, up more than 15% from a year ago. Plus, median sales prices are down more than 10% from their 2022 peak, and […]

Power Tools | September 2025

5 TACTICS TO MAXIMIZE YOUR SOCIAL MEDIA EFFORT Social media platforms have become increasingly effective at landing new business. But getting the most out of social media requires having the right tactics. Here are five things digital marketing experts say are key to a successful social media effort. Choose the appropriate platform. Many social media […]

Essential Hacks | September 2025

BUSINESS TIPS A GUIDE TO REAL ESTATE NETWORKING IRLNothing beats face-to-face contact in real life to make effective connections with prospective clients and referral partners. Here’s how to make the most of those experiences. Overall Strategies Where to MeetThe goal is to get in front of potential buyers, sellers, and people who can refer you. […]

Inside Lending | Market Snapshot for the Week of September 22, 2025

  QUOTE OF THE WEEK “Canadians are very well behaved; they don’t throw their food.”—Calvin Trillin, American journalist, humorist, and poet   NATIONAL MARKET UPDATE   Mortgage applications spiked almost 30% last week, driven by refis, but purchase applications also went up a healthy 12% compared to the prior week and are 20% higher than […]

Chicago Housing Video | August 2025

Here’s your monthly Chicago Housing Stats video, courtesy of The Jim Passi Team at Alameda Mortgage Corp. For all of your home financing needs in Illinois, Wisconsin, Michigan, Indiana, Georgia, Tennessee, or Florida, call The Jim Passi Team today at 847-899-1813! Follow our social media pages for more informational tools!

Home & Wealth | September 2025

A HOME INSPECTION CHECKLIST FOR SELLERS     O.K., you’ve accepted the buyers’ offer, so now, in most cases, they’ll hire a home inspector to check out the house. This generally happens before the lender does an appraisal, because if the buyers made their offer contingent on the inspection, it could uncover a deal-breaker. Here’s […]
Jim Passi - Citiwide Home Loans

Jim Passi
Regional Manager
NMLS# 158000

1121 E. Main Street, Suite 121
St. Charles, IL 60174
Mobile: 847-899-1813
Email: jim.passi@alamedamortgage.com

Email Me

Jim. Jim is a force of nature when it comes to helping his clients.

Jim. Jim is a force of nature when it comes to helping his clients. My husband and I moved to Chicago from Denver in August of 2020, smack dab in the middle of the pandemic because my husband got into dental school at Midwestern University in Downers Grove rather unexpectedly. We owned a house back in Colorado that we didn’t have time to sell before leaving so we rented it out from a thousand miles away, and were also renting here in Chicagoland. There’s something that happens to you when you own a home where you feel like you can never go back to renting but we had to for awhile.

I quickly started to get fed up with all of what comes with owning a house and renting a house in Illinois so I did a quick google and found Jim Passi, called him up, explained the situation and he not only gave me sound advice on the market here in Chicago, sound advice on how to qualify for a loan, and some personal guidance on what I needed to do over the year to buy a house.

Without Jim’s follow up, patience with me, and advice our home purchase wouldn’t have been possible, and I mean that from the bottom of my heart.

If you’re looking for a “loan guy” Jim’s miles and miles more than that, he’s truly your “everything” guy. If not for Jim, we wouldn’t be first time Illinois home owners.

Thank you Jim!!

 

Stephanie U