The Key to Establishing Good Habits

We all have habits that we wish we could build into our day-to-day lives. Whether you want to establish a habit of healthy exercise, excellent productivity at work, responsible personal finances, or something else entirely, our habits can change our lives. But forming a new habit can seem like a daunting undertaking. But don’t worry — you don’t have to tackle new habits all at once! Establishing a smaller “keystone habit” can make it easier to build larger habits.

What is a Keystone Habit?

The phrase “keystone habit” refers to one small habit that acts as support for the other habits that make up a larger lifestyle change. By establishing that one achievable habit, you trigger a chain of related positive habits.

For example, if you want to work on a healthier lifestyle, it may sound insurmountable to start exercising regularly, change your diet, kick unhealthy patterns, and more. But choosing a keystone habit, like taking a thirty minute walk every day, can be much more attainable. Once you’ve established that smaller habit, you get a sense of accomplishment that makes larger habits feel easier to tackle.

How to Create a Keystone Habit

The first step is choosing a keystone habit that will create a ripple effect of other habits you want to establish. Trying to be more productive at work? Maybe your keystone habit will be writing a to-do list every day, or tackling your biggest task first each morning.

Once you’ve selected your keystone habit, it’s time to tackle the process of working it into your life. Creating a habit takes work, but if you can dedicate yourself to your keystone habit, you’ll have a solid start towards making a larger change. Studies show that it takes about 66 days to form a habit, so if you can stick with your keystone habit for about two months, it’ll start to feel like second nature.

Anything is achievable if you just take it one step at a time. A keystone habit is the small first step towards a larger goal. Tackle that, and you’ll be ready to tackle anything!

The Jim Passi Team at Citywide Home Loans proudly serves Illinois, Wisconsin, Michigan, Indiana, Georgia and Flordia. If you are looking to buy a home or refinance, we have you covered. Apply Now to get started.
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Jim Passi - Citiwide Home Loans

Jim Passi
Regional Manager
NMLS# 158000

1300 East Woodfield Road, Suite 302
Schaumburg, IL 60173
Mobile: 847-899-1813
Office: 847-273-3265

Andrea L. Testimonial

I want to thank you for making the process of establishing a loan so easy for us. As a real estate agent in Denver, I have the opportunity to work with a lot of lenders – I know the good ones from the bad ones. And YOU are definitely one of the “good ones”. For my own home purchase, you can imagine how selective I was in working with a lender on our mortgage. I am so glad that we worked with you and CityWide. It’s no secret that the process of procuring a mortgage is extremely stressful, but you made this process as smooth of a transaction that it could have been and given the fact that we lived in Denver, and Marcus was in the middle of a very hectic travel schedule, you met and EXCEEDED our expectations.

Your attention to detail, your personal attention to us and our needs, and your overall professionalism made the biggest difference and the best possible experience for our family. I will recommend you not only to my friends and family but to my clients who are looking for the highest level of service for their mortgage.

Thanks again Jim for everything you did for us. We are so happy to be back home in Naperville, and in our house, that very much feels like home.

Andrea L.