Jim! Thanks for all that you have done for us in the past 2 years. You have looked high and low to make sure we received the best rates and have always been so knowledgeable about mortgage programs available. It’s comforting to have a mortgage banker who you trust, who is so responsive and looks out for your best interests. I look forward to working with you again in the future and will continue to enthusiastically recommend your services to my loved ones. Thanks Again!